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Skandinaviska Enskilda Banken AB (SEB) is a Swedish financial services group headquartered in Stockholm, Sweden. The company operates primarily in the banking sector, offering a range of services including corporate banking, retail banking, wealth management, and life insurance. SEB serves both individual and corporate clients with a focus on the Nordic countries but also maintains a presence in Germany and the Baltic region. Founded in 1856, the bank has a long history and is known for its strong customer relationships and integrated, digital banking solutions. SEB's strategic positioning includes a commitment to sustainable finance and innovation in banking services.

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.